Detailed Feature
Matrix
Wealthra goes deeper than any other Australian personal finance app. With 200+ features spanning automated Open Banking feeds, AI-powered categorisation, real-time investment tracking, and intelligent financial planning — every aspect of your money is covered, connected, and working for you automatically.
Built for depth, designed for automation
Most finance apps give you a surface-level view — a balance here, a pie chart there. Wealthra is fundamentally different. Every feature is built to work together: your bank feeds power AI categorisation, which feeds your budgets, which informs your forecasts, which tracks progress toward your goals. It's a connected financial ecosystem, not a collection of disconnected tools.
Automation is at the core. CDR-compliant Open Banking connections pull transactions in real time. Claude-powered AI categorises them with confidence scoring. Rules you define handle splitting, tagging, and project linking without lifting a finger. Bills are detected and matched automatically. Investment portfolios update with live market pricing daily. Your net worth recalculates every single day.
Below is the complete feature matrix across all four pricing tiers. Whether you're starting with a free account to get organised, or using the full Planner suite for long-term wealth building — you can see exactly what's included at every level.
Open Banking Integration
Accounts & Organisation
Transactions
Budgeting
Project Budgets
Automated Expense Coding
AI Coach
BNPL Tracking
Investment & Asset Tracking
Crypto Integrations
Property Tracking
Superannuation
Net Worth Tracking
Goals & Financial Planning
Scheduled Transfers
Financial Calculators
Forecasting & Scenarios
Bill Management
Reports & Analytics
Documents & Receipts
Security & Privacy
Household & Sharing
Additional Capabilities
Over 200 features. Four flexible plans. Start free, upgrade when you're ready.